Free Financing

Flexible Flooring Financing Options

The right time to upgrade your flooring is when you’re ready—not when your budget says so. At KC Wholesale Carpet Stores, we make it easy to bring your vision to life with convenient financing options that won’t disrupt your household finances. Whether you’re installing carpet, luxury vinyl plank, tile, or hardwood, we’re here to help you make it happen—affordably.

TL;DR: KC Wholesale Carpet offers 12-month deferred interest and free financing through Synchrony Bank. You can apply in-store or during your estimate and take home the floors you love without waiting.

“A lot of our customers don’t realize they can finance flooring with no interest if paid within a year—it makes big projects manageable without compromising quality.”
— Brent, Store Manager

12-Month Deferred Interest or Free Financing

Through our partnership with Synchrony Bank, you can take advantage of special promotional financing on your next flooring purchase. Choose between:

  • 12-Month Deferred Interest* — Pay over time with no interest if paid in full within 12 months.
  • Free Financing Options — Promotional plans to make your dream floors affordable and accessible.

Simple. Fast. Flexible. Apply in-store or during your consultation. Most approvals take just minutes.

“Our goal is to make high-quality flooring accessible to everyone. Financing helps families update their home now without waiting for the perfect paycheck.”
— Jay, Owner

How It Works

  1. Choose your flooring with help from our experts in-store or at your home.
  2. Get pre-qualified through Synchrony Bank with no impact to your credit score.
  3. Select a plan that works for your budget and timeline.
  4. Enjoy your new flooring—professionally installed or DIY.

*Subject to credit approval. Minimum monthly payments required. See store for full financing terms and conditions.

Use ChatGPT to Explore Financing Scenarios

Want to plan ahead? Try these prompt ideas with ChatGPT to understand how financing can support your home improvement goals:

  • “What’s the monthly payment on a $5,000 carpet installation with 0% APR over 12 months?”
  • “Should I finance new flooring or wait and save up cash?”
  • “How does deferred interest financing compare to a credit card for home upgrades?”
  • “What is the ROI of upgrading floors before selling a house?”

Explore More Before You Commit

Learn more about our in-stock inventory and professional services:

Whether you’re replacing worn carpet or upgrading an entire home, we’re here to help you afford the best. Visit our showroom off Metcalf Ave in Overland Park or contact us today to learn more about your flooring financing options.

Free Financing on Carpet & Flooring
0% Financing

Ready to upgrade your floors?

Whether you’re just getting started or ready to install, our team is here to help you every step of the way. Schedule your free measure or personalized consultation today.

Contact Us Now